EMI Policy

E-shopping is now EMI-shopping!

How you wish you could buy the latest mobile handset or the sleekest HDTV in town without having to think about your budget constraints!? Your wish has certainly been granted as at NEXT we now make hefty price tags look affordable with our super-convenient EMI options.
Shop online for goods worth Rs 4000 or more, and you can avail our Easy-shopping EMI schemes!

What does EMI mean?

Simply put, EMI stands for Equated Monthly Installments. You can pay a token amount to purchase a product and the remaining amount can be paid over a defined period of time. EMI options apply to Credit Cards only.

What are the different kinds of EMI schemes available on Next.co.in?

For efficient transactions we have tied up with renowned banks/credit cards*. You can buy now and make the payment in the next 3 months, 6 months or 9 months** by paying a nominal EMI processing fee, as shown in the table below:

*EMI options are available on HDFC, AXIS, ICICI, CITI, Standard Chartered, HSBC, Kotak & SBI Bank credit cards.

**9-month EMI plan is not available for Citibank Credit Card holders

Will I be charged a processing fee along with every EMI deduction?

Not at all! Processing fee is onetime payment, and will be deducted along with the first installment only. So go ahead, shop with us without burning a hole in your pocket. Happy EMI-Shopping!

Please note that in case of cancellation of an EMI order on www.next.co.in due to technical or operational reasons at our end, the complete amount, including the EMI processing fees, will be refunded to you. However, if the cancellation of the order is from your end, the refund would be given after deducting the EMI processing fees. For any clarifications, please get in touch with our Customer Care Team at 0124-4993500 between 9 am to 6 pm or write to us at customercare@next.co.in.